Planner · liftoff.cash

01

Start with your accounts

Establish where money lives first. Income, bills, groceries, and spending will use these accounts in the steps that follow.

Plan name Planning year Opening checking Opening savings

Advanced checking cushion

Fine-tune when the planner protects checking or recommends moving excess money.

Checking floorThe minimum you want left untouched.Checking targetThe balance Liftoff aims to restore.Checking ceilingMoney above this may be moved when allowed.

02

Add household income

Add every regular paycheck, benefit, or other dependable source.

Estimated annual income$0

03

Plan for groceries

Estimate a normal week. After intake, groceries join your other obligations and are paid back from each income period.

Average weekly groceries How groceries are usually paid

03

Add bills and obligations

For quarterly, semiannual, or annual bills, enter the months when the full balance is due.

Base monthly plan loadMonthly bills plus non-monthly bills you chose to set aside for each month.

$0

05

Set transfer and bill timing rules

Transfers are optional. Add only movements Liftoff may recommend; you still decide what to schedule.

Maximum days early bills may be paid Allow eligible December income to prepay January bills

liftoff.cash

How would you like to begin?

Confirm bills and obligations

Confirm transfers and other activity

Review this pay period

Confirm ending balances

Future recurring amounts

Start with your accounts

Add household income

Plan for groceries

Add bills and obligations

Set transfer and bill timing rules

Review and create your plan

Preparing for takeoff…

Your workbook is ready

What this plan suggests